Considering pre-settlement funding for your Illinois car accident case? Understand the real costs, your rights under 815 ILCS 121, and cheaper alternatives before you borrow.
Wrong-way driver accident in Chicago? Learn about Illinois fault law (625 ILCS 5/11-701), evidence preservation, DUI overlap, and uninsured motorist coverage in head-on crash claims.
A signed release is built to be final, and “my injuries got worse” is not an exception. The narrow openings that do exist — scope, fraud, mutual mistake, and a minor’s settlement that never got court approval.
Cook County routes car accident suits of $30,000 or less into mandatory arbitration in the Municipal Districts. How the hearing works, and how to reject the award.
A child’s claim is separate from yours, generally runs until two years after their eighteenth birthday, and needs court approval above $10,000. What to document, and the one-year trap if a school bus or CTA vehicle was involved.
Hit by a government vehicle in Chicago? A strict one-year deadline under 745 ILCS 10/8-101 applies. Learn what to do and who to contact immediately.
Use your own collision coverage if you need the car fixed now, and the other driver’s insurer only when liability is accepted. How subrogation returns your deductible, and the Illinois rules that put deadlines on the insurer.
Under Haddick v. Valor Insurance, an Illinois insurer’s duty to settle does not arise until someone demands settlement within the policy limits. What the demand must contain, and the excess-judgment exposure it creates.
Kemper exited preferred auto in 2023 and now writes specialty cover, so a minimum-limits policy is more likely than average. Why establishing the limit early decides the claim, and when your own UIM coverage becomes the main event.
American Family writes standard-market policies and sold its non-standard arm in 2025, so there is often more coverage available than first appears. Where to look for it, and what actually decides these claims.