Author: Phillips Law Offices
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PTSD and Psychological Injury Claims After a Car Accident
PTSD and psychological injury after a Chicago car accident: Illinois’s impact rule, how to document a claim, and why insurers undervalue it.
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Amputation and Catastrophic Injury Claims in Illinois
Amputation and catastrophic injury claims in Illinois: lifetime prosthetic costs, vocational impact, and how these cases get valued correctly.
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Burn Injury Claims After a Car Accident in Illinois
Burn injury claims after a Chicago car accident: degree classifications, scarring and disfigurement damages, and liability against drivers and manufacturers.
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Spinal Cord Injury and Paralysis Claims in Illinois
How spinal cord injury and paralysis claims are valued in Illinois: life-care planning, damages categories, and the collateral source rule on medical…
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Traumatic Brain Injury Claims After a Chicago Car Accident
A normal CT scan doesn’t rule out a real brain injury. How TBI claims after a Chicago car accident get diagnosed, documented,…
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The Final Settlement Offer Is Too Low: Should You File a Lawsuit?
When the insurer’s final offer doesn’t cover your damages, here’s how to weigh the cost, time, and uncertainty of litigation against the…
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The Other Driver Got a Ticket: What It Means for Your Injury Claim
A citation is not evidence of fault in an Illinois injury case, and neither is a conviction after trial. A guilty plea…
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Taxi and Livery Vehicle Accident Claims in Chicago
Hurt in a Chicago taxi crash? Learn how medallion insurance, fleet policies, and your own UM/UIM coverage stack up in a taxi…
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What If Both Drivers Have the Same Insurance Company?
When one insurer covers both drivers it pays either way, so it has little reason to establish fault accurately. Why a convenient…
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What If the At-Fault Driver Has a Nonstandard Insurer Like The General?
Injured by a driver insured with The General or a similar nonstandard carrier? Learn how these insurers work, Illinois’s 25/50/20 minimums, and…