Injuries & Medical Treatment
PTSD and Psychological Injury Claims After a Car Accident
PTSD and psychological injury after a Chicago car accident: Illinois's impact rule, how to document a claim, and why insurers undervalue it.
·9 min read
Author: Phillips Law Offices
Injuries & Medical Treatment
Amputation and Catastrophic Injury Claims in Illinois
Amputation and catastrophic injury claims in Illinois: lifetime prosthetic costs, vocational impact, and how these cases get valued correctly.
·9 min read
Injuries & Medical Treatment
Burn Injury Claims After a Car Accident in Illinois
Burn injury claims after a Chicago car accident: degree classifications, scarring and disfigurement damages, and liability against drivers and manufacturers.
·9 min read
Injuries & Medical Treatment
Spinal Cord Injury and Paralysis Claims in Illinois
How spinal cord injury and paralysis claims are valued in Illinois: life-care planning, damages categories, and the collateral source rule on medical bills.
·9 min read
Injuries & Medical Treatment
Traumatic Brain Injury Claims After a Chicago Car Accident
A normal CT scan doesn't rule out a real brain injury. How TBI claims after a Chicago car accident get diagnosed, documented, and undervalued by insurers.
·10 min read
Insurance Claims
The Final Settlement Offer Is Too Low: Should You File a Lawsuit?
When the insurer's final offer doesn't cover your damages, here's how to weigh the cost, time, and uncertainty of litigation against the risk of accepting too little.
·7 min read
Illinois Traffic Laws
The Other Driver Got a Ticket: What It Means for Your Injury Claim
A citation is not evidence of fault in an Illinois injury case, and neither is a conviction after trial. A guilty plea is — and court supervision requires one. What counts and what does not.
·6 min read
Accident Types
Taxi and Livery Vehicle Accident Claims in Chicago
Hurt in a Chicago taxi crash? Learn how medallion insurance, fleet policies, and your own UM/UIM coverage stack up in a taxi accident claim.
·7 min read
Insurance Claims
What If Both Drivers Have the Same Insurance Company?
When one insurer covers both drivers it pays either way, so it has little reason to establish fault accurately. Why a convenient 50/50 split is the real risk under Illinois comparative fault, and what to ask for in writing.
·6 min read
Insurance Claims
What If the At-Fault Driver Has a Nonstandard Insurer Like The General?
Injured by a driver insured with The General or a similar nonstandard carrier? Learn how these insurers work, Illinois's 25/50/20 minimums, and your UIM rights.
·6 min read